Sum insured up to ₹15 lakh
Family floater cover assigned by grade band, with no premium deduction for the employee's own cover.
Enrolment open for policy year 2026–27
Group Mediclaim Cover For LTTS Employees, Administered By Apollo Munich
A single, verified enrolment gives you and your family cashless access to the Apollo network and empanelled hospitals across India. Complete your enrolment in approximately 15 minutes.
- 48,000+
- LTTS employees covered
- 12,400+
- Cashless network hospitals
- ₹15 lakh
- Maximum sum insured
Verified enrolment
Identity is confirmed through email, mobile and live selfie verification before your application reaches underwriting.
256-bit encrypted transmission Data protected under DPDP Act 2023 IRDAI Registration No. 138 Trusted by 48,000+ LTTS employees
Policy benefits
What the group mediclaim policy provides
Cashless at 12,400+ hospitals
Direct settlement across the Apollo network and empanelled hospitals in 480 cities.
Cover for your family
Spouse, up to two dependent children and dependent parents may be enrolled under the same policy.
Pre-existing conditions covered
Declared pre-existing conditions are covered from day one under the corporate group policy.
Choose your plan
Five cover tiers for every family
Silver
₹9,745/ year
₹47,50,000 sum insured
- Cashless treatment at 12,400+ network hospitals
- Pre-existing conditions covered from day one
- Pre 30-day and post 60-day hospitalisation expenses
- Day-care and AYUSH treatment covered
- Unlimited family tele-consults, round the clock
- Annual health check-up for self and spouse
- Ambulance cover up to ₹5,000 per case
Lowest annual cost for full family protection
Check this planSilver Plus
₹10,945/ year
₹52,50,000 sum insured
- Everything in Silver, plus:
- Maternity cover — ₹75,000 normal, ₹1,00,000 caesarean
- Newborn baby covered from day one
- Spouse, two children and dependent parents covered
- No waiting period on declared pre-existing conditions
- Room rent up to 1% of sum insured per day
- Ambulance cover up to ₹5,000 per case
₹5,00,000 more cover for just ₹1,200 more a year
Check this planGold
₹11,545/ year
₹57,50,000 sum insured
- Everything in Silver Plus, plus:
- Higher sum insured of ₹57,50,000
- Domiciliary hospitalisation covered
- Master health check-up for self and spouse
- Cashless approval within 60 minutes
- Room rent up to 1% of sum insured per day
- Ambulance cover up to ₹5,000 per case
₹5,00,000 more cover than Silver Plus
Check this planGold Plus
₹12,545/ year
₹62,50,000 sum insured
- Everything in Gold, plus:
- Higher sum insured of ₹62,50,000
- Organ donor expenses covered
- Higher cover headroom for dependent parents
- Priority claims desk support
- Room rent up to 1% of sum insured per day
- Ambulance cover up to ₹5,000 per case
₹5,00,000 more cover for just ₹1,000 more a year
Check this planPlatinum
₹13,545/ year
₹67,50,000 sum insured
- Everything in Gold Plus, plus:
- Highest sum insured of ₹67,50,000
- Free second medical opinion for the family
- Dedicated relationship manager for claims
- Fastest cashless approval priority
- Room rent up to 1% of sum insured per day
- Ambulance cover up to ₹5,000 per case
₹5,00,000 more cover for just ₹1,000 more a year
Check this planHow it works
Four stages from registration to cover
- 1
Register
Create your account using any email address you can access and your employee ID.
- 2
Verify
Confirm your email, mobile number and identity through a live selfie check.
- 3
Submit documents
Upload identity, employment, dependent and bank documents.
- 4
Get covered
Receive your digital health card once HR and Apollo complete the review.
Frequently asked questions